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    What to do with 100K I will very likely need at some point in the next 12 months for a home deposit?

    @river__raine I don't agree with fixed term deposit suggested here - your capital is locked for 12mt, so if you find something in 6 months you're out of luck. You could put it in a neobank. Radicant offers 1.25% interest (will change as interest rates drop) and there's no withdrawal limit.
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