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@ashrei19 It can actually be a very useful service when you can't afford to put aside 3 months rent. You can get swisscaution until you saved up the 3 months rent and then replace it with a deposit.

@uberweston Radicant - 1.5% up to 250k Willbe - 1.55% up to 50k, 1.25% up to 100k

@tobiahjude99 Ok so I got 975.27 CHF at an exchange rate of EUR/CHF 0.975274 at 7:30 this morning. The exchange rate on https://www.xe.com/currencycharts/?from=EUR&to=CHF&view=12H at 7:30 was 0.979327 in total, the exchange rate I got is 0.42% less than the mid market rate. So I guess you were...

@tobiahjude99 Ok I made a transfer of 1000 EUR to CHF on wiLLBe to check. But it will only get executed tomorrow.... I'll let you know how much CHF I end up with :)

@tobiahjude99 I mean they say they use the FX rate from Reuters which is the same as on wise? Or am I misunderstanding something? I will try to convert some with wiLLBe to check later

@evilc No, you said the exact opposite

@evilc You are wrong, they explain it here: https://www.interactivebrokers.eu/en/home.php I am an EU national and I use .co.uk because I live in Switzerland. If you open your account while living in switzerland, you will be assigned to their .co.uk entity. Did you open your account before...

@georgefeege You could use wiLLBe. They only charge 0.1% fees for exchanging between CHF, EUR and USD. Which would come to 40 CHF for you. Compared to 190 CHF on Wise. https://willbe-invest.com/en/willbe/about-willbe/faq/what-fees-do-i-incur-when-i-switch-from-one-currency-to-another-

@evilc depending on where you live, not your nationality

@saveoursoul nah it's very simple, only slightly more work than degiro or similar Here is a guide: https://www.mustachianpost.com/where-can-i-find-my-tax-information-on-interactive-brokers/