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@ashleebf Yes, but that self contribution cannot be the statutory monthly salary deduction. It must be additional voluntary self contribution yea

@iyimipiru Basically you have it right. I purchased just 3 years ago, these is what you have to consider: Downpayment SPA Legal Fees Loan Legal Fees SPA Stamp Duty Loan Stamp Duty Valuation Fee Misc Deposits you will have to pay - e.g. TNB, Air Selangor etc

@nancycc I'm sorry, justify it all you want, but taking 0% loans and then investing into equities, currencies and the likes is just fucking dumb. It's unsound. It works until it doesn't. That's called leverage. This strategy is only "risk-less" if you invest the 0% capital into risk-free assets...

@jponder37334 Yes, provided you don't have any life insurance.

@ralphalvarezz Yes, provided you don't already have any Life Insurance that you'd like to claim under this relief category. If you have RM1k life insurance you want to claim, then just self-contribute RM2k to EPF to max out the tax relief.

A lot of people don't seem to know about this and thought I'd share as the year is coming to a close. In Budget 2023, the scope of the Life Insurance category was expanded to include voluntary contribution to the EPF (i.e. self contribution), capped at the same overall limit of RM3,000. This is...

Recently, corporate owners of ETFs like Blackrock and Vanguard voted to effect change in Exxon, by voting in board members proposed by a small activist investing firm. What are the long-term implications of this? Lets assume 50% of the owners of the underlying Blackrock funds owning Exxon...