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@timmdogg Thanks for the feedback. Didn't think about making it Google sheets compatible, will give it a try.

@antcart Appreciate the kind words. For fortnightly repayments, the instalment would be slightly smaller (in monthly terms) as the total interest costs would be less, due to the earlier payments vs a monthly frequency. The trajectory would therefore be flatter, but not sure how...

I recently created this offset account savings calculator in Excel, to analyse how I might repay my home loan sooner with different scenarios. It calculates the instalment schedule based on the loan amount, term in years and interest rate. It then allows you to run up to 3 different scenarios...