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@laeomis Wow that was such an easy to read and understandable explanation, thank you so much! I will definitely look into that subreddit and will open a Roth IRA. Thank you brother! 🫡

@laeomis To be clear, not trying to say what you should do, only trying to provide another perspective from what I’ve decided. You have a great financial plan in place so you can easily just keep on without adjusting anything. I do not work in finance/business or have a background in this type...

@laeomis I think this looks like a real good plan! I am definitely no expert with this stuff so take what I say with a grain of salt. What makes you keep 15k in a HYSA? Is it specifically for a purpose or just happened over time? I would recommend that if it just built up over time, try to...