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  1. M

    Need advice for investing 5L for short time (i.e) less than 6 months

    @jermichael FD rates are phenomenal right now. No need to look any further
  2. M

    Comparing different methods of investing in US Index Funds

    @hamer You can just do 1.5% appreciation in future value. Or just make it 0% in your sheet so it's constant for both funds.
  3. M

    Comparing different methods of investing in US Index Funds

    @hamer If you have faith in NAV calculations of any AMC, you have to have faith here as well. I surely hope there are mechanisms in place which ensure NAVs are accurate and no appreciation is stolen away from the investors. MO also uses it INR Depreciation as a selling point -...
  4. M

    Comparing different methods of investing in US Index Funds

    @hamer There is one glaring problem - USD appreciation will benefit MO S&P500 as well. And as soon as that advantage for Charles Schwab is removed from your calculations, it becomes obvious the winner is MO S&P500. Moreover, I do not see where you've accounted for bringing the money back into INR.
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