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@rogueebear This is wonderful stuff, great job. I am curious about this take by the Japanese fellow who retired with his wife at 45 (no kids). https://zz597.blogspot.com/2018/09/blog-post_14.html?m=1 It seems he was able to opt out of paying the national pension, mostly for income reasons, but...

@ethzz I am curious, is this for trades made on a US based brokerage (like Fidelity or Robinhood)? Or are these spreadsheets for trades you are making on Japan-based brokerages of foreign stocks? Hence the need for a TTM. As a side note, were you audited just because of the stocks/investments...