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  1. B

    Smoking question

    @noguru You bet. Happy Cake Day!
  2. B

    Smoking question

    @noguru You buying a policy and her commission and possibly bonuses. Smoking premiums are much higher and many potential clients wont/can't pay the premiums.
  3. B

    Smoking question

    @noguru If they find out you made a material misrepresentation or commit suicide within the 1st 2 years, they will deny the claim
  4. B

    Smoking question

    @noguru That' is a material misrepresentation, and they will not pay if you die within the contestabilty period which is 2 years.
  5. B

    Taking my test tomorrow, any advice?

    @ofbrysonmen If you studied you'll be fine. Easy peasy!
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