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  1. K

    Regarding changing deductible

    @ron902 The details don't matter. Risk screwing yourself over by lying or be honest and they check a few things and you're good.
  2. K

    Regarding changing deductible

    @ron902 It doesn't matter if you report it two days later or two months later. They're going to know a change happened because the system will generate a warning saying hey confirm this. If you lie, they'll catch you. If you tell the truth and have nothing to hide, they'll ask you for a couple...
  3. K

    Accident 7/1/22 - I only had liability, the other party's insurance sent me a letter

    @distracted1 Adjuster here: like you said at the bottom the test "your loss" and "their claim" are the same thing, just different wording. With any claim that want a statement from both side 95% of the time so they're problem just wanting that. You call and give it or call and tell them to...
  4. K

    Help Please! Avoid a lapse between cars?

    @dude421 So you're not likely to get dropped for a single accident, more so fraud, multiple accidents with in a short period of time, things like that. Even though the accident involved two other cars, its still seen as one claim. The named non-owner policy is probably the best option, but I...
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