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  1. D

    How are worst case auto accidents covered? e.g. If a drunk driver knocks a packed school bus off a cliff

    @lene22 Why so many downvotes for this? It is a good question from someone not involved in insurance.
  2. D

    I don't understand if accidental IP theft would generally be covered by E&O or D&O. I have conflicting information.

    @prodie53 I just cannot answer that without a lot more info about your situation. It sounds like it would be worth it for you to find a real insurance attorney and pay him to review the situation. Most attorney's have no idea about insurance language and case law. Find one with a deep...
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    I don't understand if accidental IP theft would generally be covered by E&O or D&O. I have conflicting information.

    @prodie53 I am going to guess D&O, without all the facts and circumstances. D&O is referred to as "You took my stuff; you took my people" insurance by the head of a major D&O company's CEO. He was explaining to me why everyone needs it and used IP theft and hiring an employee with a non-compete...
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