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    HDHP vs. PPO/OAP plan Question…is growing an HSA worth the cost of paying max OOP w/ chronic illness?

    @christeveanity Thank you! That helps :)
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    HDHP vs. PPO/OAP plan Question…is growing an HSA worth the cost of paying max OOP w/ chronic illness?

    Forgot to add…I contribute 13%, employer match up to 4%
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    HDHP vs. PPO/OAP plan Question…is growing an HSA worth the cost of paying max OOP w/ chronic illness?

    @christeveanity Thanks for the thoughtful response. My retirement savings are indeed low for my age. Spent several years in my early 30’s having too much fun spending my money and am making up for it now. I’m contributing 13% right now. Have needed the extra cash to pay down debts (just got the...
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    HDHP vs. PPO/OAP plan Question…is growing an HSA worth the cost of paying max OOP w/ chronic illness?

    I also posted this in r/personalfinance, but didn’t get many responses. It’s open enrollment at work, and I was just diagnosed w/ a chronic illness about 2 months ago. Approaching 40, good salary (approx 110K), not in the best position w/ retirement savings (@ 50K in 401Ks and 25K in a Roth) and...
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