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@womble7 You are doing well boss , starting early. Don't talk suicide and all . No age is old enough to die. We are all productive in some way or the other at every point in life. I'm also going through your calculations but factoring in inflation makes things go little haywire . Keep the...

@resjudicata What mistake ? , im confused .

@resjudicata Are baba I didn't know you couldn't live life in your own terms in such societies 😱 .. I live in my dad's house 2 bhk . So rent amount im saving in Sukanya samriddhi and ppf . Me n dad plan our insurance and finances accordingly. Father retired from active service in 2012...

@resjudicata Now what about non IT people ? Or any profession who can't work from home? What's the solution for tier 1 city dwellers like me who need to figure out a way to stay afloat AND raise a family with some decent level of living .

@womble7 We all have dreams and then reality . Dream is to buy a Aston Martin one 77. Even if we get one, the real challenge begins after . Best policy is if u have budget for Innova buy a loaded Creta and with saved money drive around . Similarly everything else. We are all sailing the...

@jesusdaughter155 Yes tier 1 city . Yes but nothing compared to a dinner outing for 5 . I'm talking veg that too. Veggies I can choose to buy cheap ones but fruits in summer I have very less choice if I look at costs. It's still within budget . We have started drying small tomatoes and...

@womble7 If you want to splurge 3 lakhs every year then I feel it's difficult to justify. It takes at least 1 years to plan a good overseas trip . So alternate years may be more feasible. Moreover length and breadth of India there's so much to see and experience. I have visited 4...

@womble7 Also me n wife went on a Scotland only trip planned by ourselves 3 weeks total budget did not exceed 4 lakhs all costs included . This was in 2018 . We haven't been overseas since but trip monthly or bi monthly once by road usually with hired driver or hired car. Never exceeds 30k...

@svjoyner I think OP A) is planning for an Uber comfortable lifestyle. ( very good , he's started early) B) is actually a multi billionaire trying to minimise lifestyle expenses ( so that he has more money to play around with )

@charlie319 ELI5 : If you already have the money , doesn't it mean you know how to keep it as well? It not like everyone is winning billions worth lotteries which the rest of us don't know . Is it like they say in the airline industry : " the best way to become a millionaire is to be a...

@susejlx What is this top 1-2% guy boss? Tier one city . Child schooling is such a vampire on financial planning . See my other post where I want to quit my line of work entirely . You will understand what I'm trying to balance simply because of inflation . I'm not complaining . But it's not...

@womble7 I'm 40 years old . Today I bought a weeks worth of vegetables for 520 rupees , fruits much less weight costed 1030. My take home is 2.2L a month. So you calculation may be for the lifestyle of Ambani.. Take it down a notch and you have a 20 year headstart on me . 20lakhs a year...