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@jzhanglsw This is a really interesting and valid point that should be considered. I’ve seen parents who have taken they’re kids out for a year to go on a trip around the world and live somewhere else (parents worked in a job that allowed 4 over 5 or 2 over 3 type thing) and it significantly...

@petronoris I’m not entirely sure what OP was meaning by it, but for me it was more so knowing what I was receiving with insurance. I had a flood, but was covered because my insurance had a specific clause for the type of flood I had. Others in my area who had insurance, were not covered...

@protorayish This is a super handy write up. I wish I had this when I first bought my house. Learned lots, sometimes the hard way. Regarding the insurance, definitely agree with read the fine print. Could save you a lot of time, money and trouble.