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@wrestlos That's ok, I appreciate your honesty and your willingness to still try to help. :-) So for what you said above, I want to make sure I understand correctly. I would ask if they can suspend them rather than cancel them. But im still leaving the vehicle the same, until I get a new car to...

@khensu9 Thank you. The woman was basically saying the same thing. But unfortunately she said if I cancel they can backdate and refund me both payments, but that the non-owners is not able to be backdated the same way. And if I made that payment due that day and then decided to go the non-owners...

Im not gonna lie, I know this is probably going to be long. Its hard to ask my question without explaining my situation 1st so you have all the details. So im sorry for no TLDR. Ok, so I have Progressive and pay $147/month for Full coverage on a financed 13 Escape. My policy ends 4/22 so my...