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@anushagupta Wise doesn’t charge commissions to accept swift transfers. Just open a euro account. There might be a small fee to transfer to your French bank. Not sure.

@anushagupta No idea. Maybe just ask your bank if it’s possible. If you get a negative answer keep asking until you hopefully get a positive response. It’s basically a savings account with higher interest rates, or is it also linked to a mortgage? Am sure a French mortgage could only be used to...

@partyvui Not sure about your first and third questions but if you have paid taxes on your CN income I have used Wise to transfer from CNY to other currencies at fair market rates plus transparent fees. Have US investment accounts so not applicable for your situation.

Am a EU citizen working my first year for a Chinese company in China that are listed in the US. I have US, EU, and CN bank accounts and am tax resident in China. I receive my bonus as annual RSU stock grants. So cashed out most of my RSU this year for around $40k USD and it’s in some sort of...