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@chemnitz I just like the freedom of choosing what i want, i don’t do index investing or target date investing. And tsp severely limits what i can invest in. Plus it’s easier to max out my ira than my tsp. But you’re right, i don’t normally recommend that people normally cuz most people can’t...

@chemnitz This, tho i would swap ira and tsp around, i would just do the match on tsp if you have it and put the rest into an ira until that maxes out