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@charlyrich Tax codes don't make any difference. You're taxed on your total income. Even if they get it wrong week by week and under or over tax you, it will get fixed at year end.

@john1277 Yes, that's my point. I expect you would win. But it would be costly and time consuming for both of you. So... It's just not in your interest to go there. And if you don't go there then you are implicitly agreeing with your boss's interpretation.

@john1277 The distinction between a subbie and an employee is that, if you wanted, you could take your boss to the employment relationships authority and have the relationship declared that of an employee. That's a big step to go through, more than most people would be willing to take. So...

@ctctw7 As a kid I had tripe and thought it was the most disgusting thing ever. So tough and chewy that you can barely manage a mouthful a minute. As an adult I've been to a number of chinese restaurants serving tripe and it's been awesome. There's just a little bit more skill and...

@kayvin I think the path you've laid out sounds really hard, although somewhat easier post-covid. There's very little trust for remote developers. There's also very little trust for self-trained developers. Put these together and I think you'll really struggle to find work. Here's an...

@leyefajo Another option is to do a revolving credit and leave it open with zero balance until after the deadline. It's been a while since I had a revolving credit, but my memory is that every month the 'balance available' drops by the required payment amount.

@leyefajo One point against the cashback... There is a clawback clause triggered if the mortgage is repaid in the subsequent three to four years.

@billbennet I remember interviewing a guy early in my career, and the person who was helping me interview him said at the end: 'can you believe he didn't clean his fingernails?'. Point is that putting some attention to your appearance (clean shoes, tidy, etc) is noticed by many people. I...

@j87 I don't know the law - best I can tell you is how we handle this. We give annual leave as # of hours. So your family member would have ~160 hours annual leave accrued, and for the sake of the example I'll say they're reducing his hours from 40pw to 10pw. After an hours reduction he would...

@aaroncito It's a bit more complicated than that. The paye income has tax d ducted but it also effectively puts you at a higher starting point for marginal tax brackets. What I'd do is go to paye.net.nz and enter your paye salary. It should correctly calculate your tax. Then take a guess at...

@idolsmasher My answer is the same as /@kayc The mental effort to maximise reward points will distract you from good deals. You should still scan a loyalty card but don't change your behaviour based on the programme. Note that if you shop at Woolworths then just scanning your card isn't...

@andrew6297 A different approach is to find cloud software for everything you do. That way it will all run fine provided you have a fast internet connection.

@m_louise_2911 Just a warning, I broke my grinder doing this. It's safest to wait a small time between roasting and grinding. I also found green bean house to be the cheapest.