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    I am 24M. Am I too stingy? Need your advice

    @ajewelinhiscrown You should have this motto from now on LIVE LIFE, KING SIZE.. but dont be extravagant like Mr Mallya
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    Where to invest/save for deposit for a house?

    @ania You can take your best in debt fund ..ICICI pru All seasons Bond and HDFC Short term debt fund..safer bet ..with interest drop dropping , expect higher NAV
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    Investing in 4 mutual funds to diversify

    @jingshenbianxi I Prefer UTI nifty index fund instead of NAVI.. but can take advantage of low expense ratio of Navi.. Low tracking error of established funds.
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    Investing in 4 mutual funds to diversify

    @bathanh Your asset allocation strategy looks good. I would suggest putting higher allocation to index fund mainly UTI Nifty index fund you can lower the allocation in tax saver fund your allocation in small cap is decent you can allocate a certain percentage of amount into gold bees and...
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