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@ethonhauler I don’t like the ambiguity of this “potential” charge. Feels like finger in the wind nonsense.

@bbryup Really? That doesn’t sound right?

We are looking to buy a home and so far have pre approval from BOI and PTSB (AIB to come soon we hope) From what they have quoted me if we watch our spending I know most months we would able to to make an overpayment of at least 25%. But not every month if we needed to fix the car, buy oil...