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@sivires AP? Wanna adopt a 37 year old male and my wife? Super jealous!

@sivires Build an emergency fund, at least 3-6 months worth of living expenses ideally. This will be a never ending battle. Contribute into your retirement accounts. If you have an employer sponsored plan, make sure you’re getting the max match from your employer. Then fund your IRAs and...

@sivires Maybe a compromise then — some WL and some term. If you’re paying for private education and you have a pretty decent salary, it’d be easy to justify your life insurance needs into the seven figures and above especially with the rising costs of goods and services. $200-400 per month will...

@sivires There’s a pretty decent chance you’re gonna pay a decent amount more than your peers for life insurance. How much more? It’s hard to say for sure, that’s what the underwriters are for. You might also want to consider doing a level term life insurance policy that has a conversion...