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    To buy a flat vs invest?

    @anchorholds well the mortgage is the same price as my rent. But then you add building fees, utilties and insurance.....
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    To buy a flat vs invest?

    @korg no...the seller for whatever reason was not able to produce an Energy Efficiency Certificate for the bank and still is not able to so they've put the sale on hold for the time being. Weird German paperwork stuff.
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    To buy a flat vs invest?

    @korg I'd be buying to live.
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    To buy a flat vs invest?

    Thanks everyone for the thoughtful responses. Unfortunately, I'm now more unsure than I was before hahahah
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    To buy a flat vs invest?

    @christtard I would NEVER buy a place that is already rented out. The height of folly. A headache I can live without! I would be buying to live in it either alone or with a partner...if anyone will ever have me :(
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    To buy a flat vs invest?

    @skarforchrist 50K would not be enough in this current climate unfortunately. You need to put down 20% + to convince the bank these days.
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    To buy a flat vs invest?

    @warpdrvr MBS. I'm putting 35% down, thus the lower interest rate.
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    To buy a flat vs invest?

    @pol1905 I'm a musician. I write music for Tv/Film/Commercials/Fashion shows
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    To buy a flat vs invest?

    Hey everyone, Long time follower of this sub. Learned a lot, thanks! I live in Berlin. I'm 33. I'm a non EU citizen but I have permanent EU residency. I work as a free-lancer. I have about 170K euro saved up for a downpayment on a flat. I plan to remain in Berlin for at least the next 5...
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