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@robbentley I wouldn’t worry about a college fund per se. But putting aside some money for your kids to access as adults is a bomber idea if you can afford it. I’m putting away $20/child at the moment. Not much but having $20-odd k when they are in their 20s won’t hurt, and it only costs me my...

@vartikasinha Pain in the arse if you’re house hunting though I’d be happiest with a decline then a long period of stability with neither dramatic rises nor falls…housing should be boring!

@maillig85 I’d like to think so but may be just a statistical anomaly!

@holeyhermit In my experience as a manager it’s actually been the exact opposite. Men tend to try to be stoic and accepting. Woman are more likely to have done their research and ask for more pay. Small sample size (I’ve probably managed 200 people over my career thus far) but really noticeable...

@resjudicata Either way you are investing against retirement. When interest rates are low it makes sense to invest rather than pay off mortgage. You are essentially leveraging low interest rates. When rates rise, the mortgage becomes more of a priority. This is essentially the same formula...

@bozotheclown We can comfortably grow avocados and oranges. I mean it’s still not Bay of Plenty weather but much nicer, and small town feel with big city convenience as they say

@jamoneyy I’m with Vero, they’ve been good over past 7 years, easy to deal with and pretty fair thus far.

@bozotheclown We did that - not quite as affluent a ‘burb at either end, and before COVID and WFH normalisation. By god it was a good move. We wouldn’t go back lightly

@andro Hmmm. I remember a house for sale recently where one condition of sale was that the vendor’s father be able to stay on as a tenant until he passed away rent-free or something like that - maybe it was this one?

@andro Mental. Wonder if there was something wrong with it?

@bozotheclown I’ve noticed it in Kapiti. Wellington looking “cheap” in comparison. I imagine it’s a combination of real price difference as post-TG and COVID Kapiti is looking a lot nicer, and more owner-occupied housing on the one hand; and market lag where we just haven’t quite caught up...