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    Should I (22 y/o) be directing all my retirement contributions to a Roth 401(k)?

    @whattimeisit You're pretty solidly in the 24% federal tax bracket. Do you live in a state with income taxes (likely you do -- only 7 states have no income taxes)? The general rule of thumb is to lean toward traditional 401k when you have significant money in 22% or above tax bracket. See...
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