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@ben1996 No prob. It probably will go up, but it'll still probably be cheaper than paying for the damage from the accident.

@resjudicata You can switch it to a downvote lol. Could have sworn it was no specials for PD and no generals for BI but guess I remembered wrong. I will not soon forget the dishonor I've brought upon myself

@aliannghia They are absolutely not going to pay 14 months of storage charges.

@ben1996 In 99.9999999% of situations, the insurance status of the other driver is not relevant when it comes to property damage. You caused the damage, so your insurance will pay for it. The 0.0000001% or whatever is the edge case of an uninsured person in Indiana who had been cited within...

@redrider "Obvious total" is a thing -- the insurer is not going to waste time and resources writing an estimate when an experienced person can plainly tell that it's a total. If they end up doing it, it will be to placate you, and just know that it's one of a long line of reasons why...

@jeberle Well it seems your stream-of-consciousness word vomit is getting you the advice you're looking for

@jeberle Buddy the world needs paragraphs