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@smilingamy Thank you for the warning about the house topic. I’ll definitely be reconsidering that and do appreciate your insight on the topic too. I’m a tiny bit confused because of conflicting comments but think I’ve developed a better understanding for what I’d like to do. I do appreciate...

@alexburke I do appreciate that insight, I’ll definitely look into this deeper and the details you explained helped a lot!

@mimzpink Honestly, I hadn’t seen that in a way of robbing myself but that does make me look at that differently. I definitely learned my lessons from the experience and won’t be speeding as much. I learned it’s just worth to be late then risk that.

@stevenwrighthan That is a good point and indeed something to consider with all this. I still haven’t made any final decisions but do appreciate the input here, it does truly help because I’m not the most well versed in all this, yet at least.

So I have a question if this would be smart or not. I recently left my first job and will be starting a new one shortly. I’m 22 at the moment and have about 3k in the 401k from old employer. My Roth IRA contributions were a little less (due to tickets and other surprises) at around 1.5k thus...