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@julia736 I've shown him the returns of the FTSE Global All Cap historically. He's also dipped into stocks and has some understanding of ISAs as he has been involved in investing for the last 15/20 years on and off loosely. However, he isn't the most internet savvy so he just used to go into...

@shadow2 I agree. I was weary but he always asks me and i've basically shown him a history of the FTSE Global All Cap. There are years where you go into the minus figures. He understands. He's been dipping in the stock market on and off for around 15/20 years. He understands the risk. If he...

Hi all, I'll try and keep it short. I've been using a SIPP/S&S ISA via Vanguard for around 2 years at this point. I'm happy with it and I put in a fairly healthy amount in my S&S ISA each month now. My Dad basically has a Cash ISA with TSB where he puts in £20,000 and they give you a set...