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@trevor2clever Almost every "reputable" company will write you all. The issue is how much it will cost. You won't know the answer to get unless you get quotes. I could speculate all day, but that doesn't help you. The only way to find out is to get quotes. There is no specific right or wrong...

@trevor2clever You can shop whoever you'd like.

@northee Google "independent agent" + your state.

@snowdeer If you file through their carrier and they accept fault, you don't pay a deductible. If you file through your collision with your carrier, you pay your deductible. If your carrier subrogates against the other party (at fault party), they will collect and return your deductible before...

@northee I didn't tell you that at all. An independent agent has access to DOZENS of carriers. They input your information to their software, and they get quotes back in seconds. You can get quotes on your own 100%. You don't need them. The big difference is they can do it in seconds what it...

@northee No. They get paid a commission once you make the purchase. That commission pays for them to service your policy and answer any questions.

@northee None of us can help you find lower rates. Contact an independent agent in your state, answer their questions, and let them shop for you.

@aliyaaii We cannot give you a quote. You can contact an independent agent (google "independent agent xx" where xx is your city or state) and have them run quotes for youm

@mylastelephant Generally you ahev to provide proof of insurance before a dealer will let you leave the lot. Did you purchase your vehicle privately? You also asked if you should cancel your insurance? What insurance, because you said you didn't have any?

@vitagenlab They will and insurance is not responsible for those types of delays. Yes, insurance doesn't pay for expensive rentals. They pay for a vehicle that gets you from A to B while your car is being repaired and they also get discounts a consumer doesn't have access to, so they won't like...

@vincefield They may have the state minimum or just higher than that for property damage coverage. If that's the case, there's not enough $ in the policy to pay for your damage and your rental. You would have been better off filing a claim under your policy and using your own rental coverage.

@thegentileskeptic You'll need to contact them. I have no idea.

@thegentileskeptic Found this on a Google search: https://www.allianztravelinsurance.com/find-a-plan/rental-car-damage-protector.htm

@thegentileskeptic State?

@jonkaro Yep.

@jonkaro No, the auto damage limti is $25k.

@gary2 What if you get into a really bad accident and the other driver is severely injured? Your auto policy will only pay to your policy limits. An umbrella policy kicks in up to $1M. You don't have to speak to your agent. You called a different company and got quotes. Call them back and ask...

@jonkaro All you can do is wait or be prepared not to be reimbursed.

@gary2 Only you can decide what you can afford to oay in the event of a covered claim. State Farm may not offer $1k. Ask State Farm. That may be already included, an extra endorsement or or something they don't offer. Usually personal property coverage is automatically a specific % of...

@jonkaro It appears the left turn lane guy is responsible for all damages. The other party was pushed into you but they don't seem to have been negligent at all. If there's not enough coverage they will split the coverage between the vehicles. Or you could file under your own policy and you can...