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    California: At Fault’s Insurance Refusing To Pay For My Rental

    @nilsa I’m in New York - we’re at 10K so excess is a frequent issue.
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    why don’t they teach this in schools? need help understanding insurance claims for no fault claims

    @ozthink Return the rental. The general will pay for the days they authorized. When progressive sends them the bill, the general will pay 10K minus what they paid in rental for you. Progressive will eat that cost and still return your deductible. If you realllllly need a rental, ask...
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    California: At Fault’s Insurance Refusing To Pay For My Rental

    @thewordiswisdom Yeah from what I’ve seen our rates with enterprise are about 50% lower than what a person would get just renting a car off the street there. I don’t have experience with CA claims at all but I’ve seen mentioned in this sub both that they owe you an apples to apples rental and...
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    California: At Fault’s Insurance Refusing To Pay For My Rental

    @thewordiswisdom With these delays OP would also exhaust 30 days of rental coverage well before repairs are even underway. As an adjuster the delays in repairs in some regions is absolutely killing us. All in with a 7K repair OP might actually have lower out of pockets going this route and...
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    Advice after a speeding ticket

    @yhjmkiop Personally recently signed up for progressive myself. During the application process I disclosed a relatively recent speeding ticket - they offered a rate that was acceptable to me. Go through the final steps and the final bound rate went DOWN after they ran my mvr confirming the...
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    Involved in accident, other insurance denies claim

    @readercuthbert Correct rates due to these things can only impact subsequent renewals. So even in that regard you’ll get a renewal notice about a month in advance and can rate shop if you don’t like what you see
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    Involved in accident, other insurance denies claim

    @readercuthbert Sure there can be liability anywhere between 0-100. But the split has to be accurate and based on the facts presented. I presume they’re defending you and saying the other driver is 100%? Nobody can guess what will happen to your rates. Like even a rough guess could be way off...
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    Involved in accident, other insurance denies claim

    @readercuthbert If it’s just your statements they will very likely choose not to pursue subrogation - just isn’t enough enough evidence to convince a neutral 3rd party for one side over another. Think about it from what a neutral 3rd party would have a to decide. Based on everything do you...
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    $2,500 vs $5,000 deductible

    @researchertony Auto side. No experience with home. What are people claiming once in 5-7 years? In well over 20 years we claimed once a flooded basement from a burst pipe.
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