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@gooliga This is what I was thinking!

@resjudicata I’ve already opened the account, just haven’t purchased the stock yet.

@phillev Is the other concern that inflation will negate any gains from a future dip?

@phillev It seems likely there will be a dip at some point, or the yen will strengthen. Wouldn’t that be a better time to invest than at an all time high?

Looking at Rakuten eMAXIS Slim U.S. Stock (S&P500). I had meant to get into this a couple years ago, but I’ve just recently got my finances in order. It appears to be at an all-time high currently, and I’m wondering if I should wait. If I had bought it back in 2020, it would’ve tripled by now...

@david762 Does having a junior Nisa affect the children’s finances in any negative way? For example, it would count as assets and need to be cashed in before they could qualify for certain loans or grants?

@kristhuy Does having a junior Nisa affect the children’s finances in any negative way? For example, it would count as assets and need to be cashed in before they could qualify for certain loans or grants?