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@michaeldavis It’s a money guy rule. They are a group of CPAs on YouTube that give great financial advice backed up by research and statistics https://moneyguy.com/faq/should-i-contribute-to-roth-or-traditional-pre-tax-i-e-401k-ira-etc/

@michaeldavis It doesn’t sound like you have any high interest debt. If I were you I would minimum payment the student loans at 4%. at this point, I try to throw as much money as I can to my 401(k) you’re in your best decade for compound growth. What do your state taxes look like? The rule is...

@fullmoon The go to rule is the 20 3 8 rule. Put at least 20% down, finance for 3 years, and make sure the monthly payment is no more than 8% of your monthly income. If you can afford it, then definitely put more than 20% down. Cars are awful investments as they lose so much value over such a...