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@dewguru I had the opposite. The only way in which the bank could decline finance was to give a valid reason, and that will show up on your credit check for the next loan.

@regent Depends on the bank. Any extra money I put in over the monthly repayments is accessible just like money in any of my other accounts. It has no fees and I don't have to ask permission to use any of it. If I need to redraw below the extra repayments I have put in then I would need...

@pastorajacquelinegarcia That is exactly what my lender told me when we were looking for ways to get out of a contract. Long story short, after doing all the searches, we found that the main water supply for Brisbane ran through the backyard of this place. We asked the bank if they could...