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@pluemusica There are a few ways to get access to retirement funds prior to 59: 1) 72t 2) rule of 55 3) Roth conversion ladder 4) pay the penalty

@rech Isn’t the curve being inverted just an indicator the market is betting rates will fall so demand for long term debt to lock in current rates is high? Normally if you think rates are going to be lowered it’s because you expect the economy will need to be stimulated. But in this case maybe...

@rech It seems a reasonable bet that interest rates are going to come down at some point even if their isn’t a recession.