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@lilania That would work but could lead to issues down the road. I’ve heard of brokers closing accounts if they figure out what you’re doing. Also, I think capital gains and dividends would be reported to the state where you claim to live. That could open an interesting can of worms if they ask...

@stephendisraeli In practice, you will not find a US broker willing to let a nonresident make IRA/Roth contributions.

@caroburgh Will they actually let you make IRA contributions? Have you explicitly asked them that?

@caroburgh The biggest issue you’ll face is finding a broker who will let you make contributions with a foreign address.

@jfebsd Do any US brokers actually let you make contributions? I’m pretty sure the big three don’t.

@jin86 I'm pretty sure it's not addressed, which is a huge problem for people like OP.