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@homeforhealth Some companies and mortgage types will let you apply principal payments then “recast” the mortgage back out to 15 or 30 years with the same rate to drop the principal payment. Usually very little fees, no additional closing costs. If you have a lower mortgage rate than now and...

@homeforhealth I’m selling my Florida rental. Insurance tripled. I’ll net a good amount. I’m also placing some in index funds and the remainder using to recast my primary which is a higher interest rate.