@bababooey89 Feel free to reach out mate. The interest rate was used along with average monthly balance...confused it with the interest rate provided by the bank instead of the late fee interest rate. It's a reasonable assumption.
@bababooey89 Decent form but the bank with 2% and 4% interest is non realistic scenario. Are you trying to gause risk appetite of the customer via this? Also the choice of cards could have been improved
