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@plyboult This. I got one years ago. I've never had to use it. But, it's useful in a tight situation.

@godsgrace2011 If you're having to finance a car in this interest environment, and you have a functional car right now that meets your needs, the smartest move is to maintain your current car. Instead of monthly payments, put aside money from now and aim for a cash purchase or at least a smaller...