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@cedric48 Same thing but i think interest rate is lower. Mainly useful to save tax from property selling. You can check golden pi for further investment in bonds. All types of ncds are thr with rating. Accumulate fund by planing for each goal. Gold ETFs are also an good option. But for ETFs n MF...

@cedric48 Sir... Invest that 27 lakhs in a good safe ( crisil AA+like that rating) NCD with interest giving monthly . With this interest start SIPs in good mutual funds..,