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  1. M

    Mortgage overpayment and amortisation schedule

    @resjudicata Awesome, thanks
  2. M

    S&P at 6 month highs. Another lesson on not trying to time the market

    @ashleys87 And then there's me still holding three emerging markets mutual funds since 2007, and after 16 years they're still in the red
  3. M

    Mortgage overpayment and amortisation schedule

    Let's say I have a fixed rate mortgage with a monthly payment of 1500, and I overpay it by 150 (the 10% maximum allowed at BOI). Is that 150 going to reduce my principal by 150? Or is some of it going to go towards the interest, depending on the current amortisation schedule? On a related note...
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