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@soapnwater You’re comparing apples to oranges. You should do both. WL could be considered the fixed income of your portfolio. You never should have 100% stocks because your risk adjusted return would be worse (taking significantly more risk for little to no expected return value). WL would...

@soapnwater I got $40k in my whole life after 7 years. I get a guaranteed rate of return plus dividends. It’ll continue to pump out more every year for the rest of my life with no risk of going down. I can borrow from it whenever but it continues to grow as if I never took it out. Every...

@abaddonthedestroyer You’ll be getting back pay. That $735 was probably his base pay. He can check his LES and see exactly what the pay was for.

Also is there anything you can do from home to generate even a little income? Even $100 per month could help keep things afloat. Or if you’ve ever considered donating plasma. I think they have a daycare inside where your kids can play while you donate and with bonuses and things like that if...

@abaddonthedestroyer A lot of good resources people have already shared. Bankruptcy could definitely effect his security clearance but so could being delinquent on payments. Assuming he’s an E3 or E4 until he starts WOCS and then probably gets E5 or E6 pay. Without knowing your BAH zip code...