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@blueblur777 Exactly! Truck payment was $662 and every month (that I was able) I paid $772. It really helps to be able to monitor your accounts online, too. It makes it easier to be sure that your extra amount is applied directly to principal, and it made us more motivated as we watched the...

@pluemusica 30 year mortgages don't have to be paid off in 30 years. Came here to say this! My parents shortened their mortgage by EIGHT years by adding $100/month. They taught me a valuable lesson, I shortened our last vehicle payment by 14 months doing the same.