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@jmendheim 👍. You also seem to have very high-interest rates on the mortgages. You should compare the option of refinancing (with penalties) versus continuing with the current rates.

@jmendheim Do you already have money invested in stocks/ETFs etc.? It looks like you have a very high exposure to Canadian real estate. If you have not done so already, you should diversify and then look at making lump sum payments. Review your mortgage contract before making a lump sum to not...