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@bahamianbeauty True, but circumstances would have to be odd and may limit other lenders lending to for the lender to prevent a port.

@someone12 You’ve pretty much hit the two options. You can port your existing mortgage over with your current lender, you would also need to top up the mortgage by borrowing more too on new terms. The other option is to ditch the current lender and pay off any early redemption fee and enter in...