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@lukeplyr83 my sp500 last 12 months 15.67% pa 3 years 16.67% pa 5 years 12.76% pa

@daisy83 Yes Mortgage is roughly about 40% we overpay it a little bit. Sorry the 70% included mortgage plus living costs

@daisy83 Yeah pretty much i do a 70/20/10 budget. 70% mortgage/living costs 20% investments and 10% holiday Make sure i have a fully paid 3or6mth emergency fund

@daisy83 yes good plan

@lovinganimals 60% in 3 months its deff possible , but also , whats the 12moth return, the 3-year return and the 5-year return. prob just got lucky, my US large growth is 23% for the last 12mths.

@walshmeister cheapest is prob a whey protien shake. about $1.60 a serve

@duleigh in the cbd about the same

@bubblegumlove01 what is SA?

@nicolabart I think of my self as fairly literate , but this Looks wayyyy too complicated, dont even know where to start ..... you need a better step by step guide it is all over the place. i think for you it is easy to understand .... for someone else however its not.

@resjudicata mine is like this also, haha money in, money out , 1-1=0 :D