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@maktt Ahh, thanks for that. Haven't been tracking mortgage interest rates. I guess we'll lay in the bed we made.

@maktt What do you mean?

@banky Maybe we just didn't have the guts to manage this/the stress but we decided to phase this out by renting a house for a year. So we moved to new rental house, fixed up old house, put on market, and are in the process of selling it. Then we will be looking at our leisure for the next...