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@royjfore2 I will bring that up and ask them why they can’t just match the interest rate and keep the lower cost.

Just got this response from my current VA loan lender. I’ve been back and forth with them another lender trying to get the best possible interest rate for my VA IRRRL streamline refinance. Current rate is 7.25% next offer from competing lender was 6.25%. Then shot that over to current lender...