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@tobiahjude99 That's indeed a very good thread. I should compare the total returns of the indexes and check if they're approximately the same but VT gets more returns in form of dividend distributions instead of capital gains due to small caps. Then for Swiss investors VWRL may be a bit more...

@tobiahjude99 I checked also 2022 to 2020 and while for 2022 it's far less for 2021 and 2020 the approx 0.24% hold true. However, doesn't this contradict your information that Ireland has the better double tax treaties as otherwise I would have expexted a difference in performance of less than...

@tobiahjude99 I clarified in the meantime that if you cannot credit the US WHT against Swiss income tax you will also not be taxed on it. So this only makes it worse if non reclaimable US WHT (e.g. due to debit interest) on the dividends is >60% (part of US in VWRL).

@tobiahjude99 I have one more comment, if you cannot claim back the 15% L2TW WHT from US ETFs at all e.g. because you have large enough debt / high mortgage, but you will still be taxed on those 15% for CH income tax purposes, it seems that VT is worse / equal from a pure net dividend after...

@tobiahjude99 Thank you for the quick response! Right, I meant last 12 month period instead of YTD. Found those figures on justetf for VWRL and googling for VT. I just wonder why we have such a big discrepancy right now. Could be FX fluctuations etc I guess.

@tobiahjude99 If that's true why is the YTD dividend yield on VT 2.06% and on VWRL 1.56%, i.e. a difference of 0.5% which is more than the 0.2% implied by you (approx 2% yield x approx 10% effective overall VWRL WHT leakage compared to VT)?