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@james4000 Listen to The Money Guy Show podcast, especially episodes on things like how much to spend on a car related to your income etc

@ramsby194 Good call! All the best with the plan for the plumbers, I have a red seal steamfitter ticket, always want the best for the trades

@sean1240 One of the biggest differences when talking about the 5% vs 20% is called “conventional” or “default insured” if you put down less than 20% you pay mortgage default insurance (CMHC) which could be 10s of thousands on top of you mortgage. HOWEVER it allows you to buy a home before...

@ramsby194 Came here to say Manulife was always easiest to deal with for me and you’ve already said it. That’s who I recommend for ease of use and good products

@sean1240 Hope it works for you, the reason I love it is I can use it to daydream different scenarios. You can change things like income, mortgage amount, rate etc… and nobody bugs you while you find what works lol

@sean1240 Download the dominion lending Center mortgage app, I think it’s called mortgage tool box or something. It’s hands down the best app I’ve used to run different scenarios etc,…. If it asks you to add a broker add Jody Ross she get things done! Good luck