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@marlee12345678 I'm in an edge case. I have an american IRA, but no access to funds or ETFs. I looked up that trust and its not available either.

@johanmichel I'm in a similar situation. I ended up making a spreadsheet to DIY an S&P500 index fund by holding individual stocks.

@mitchw I just remembered something from a few years back when I worked out of state. If I recall correctly, you're only ever "domiciled" in one state at a time, so if your work would be taxable in DC (which I'm not sure it would be) I THINK you should be able to exclude that portion of your...

@mitchw That does change the math quite a bit. With overtime, and 35 per hour, that's over 100k, and with all those expenses covered you might be able to save a lot of it (if you go for it, maybe look into renting out or subletting your current place). Still sounds rough, but well compensated at...

@b1inchrist "Domicile" can be a tricky tax question. It might be worth checking with a CPA or tax attorney just to be sure. That said, this sounds like a grueling job. 7 days a week, 12 hours a day, for 7 months? That's 84 hours a week (more than two full time jobs), or 2,520 hours total...

@teressap1 Is there a good reason not to just pay the loan now? Is the interest on the loan lower than the interest on savings?