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@jjp297 Whoops! When I assume... Yes seems you're right - thanks

@jbessolo Thank you!

@davetownsend Hi, thanks for the reply - I guess I am moving quickly, but I just want to be sure I am maximizing my returns and following a good strategy. I'm not opposed to learning quickly and taking the right steps. And yes you're correct re: Dimensional funds, so I guess I still need to...

EDIT: So I learned Dimensional funds can only be bought via Dimensional advisors, so there's my problem. Back to XGRO until I learn more. Hi there, I am attempting to build one of PWL's model portfolios from the Passmore and Felix's team. I am opting for the 80/20 portfolio. First question...