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@prodie53 Most policies will pay defense on a reimbursement basis. It is usually within the policy limit. Many D&O policies have a high self insured retention, especially for large for profit companies. If you have a $500k retention, you'd want to control the defense. Especially since large...

@prodie53 D&O covers the directors and officers as individuals E&O covers the company. D&O and profesional are both way too complicated to answer these sort of questions in a subreddit. You need to talk to someone who does a lot of D&O. See if you can find recommendations from a business...